There is no Personal Finance curriculum in Saskatchewan. At all.
One of my assignments last year was to be part of a team that developed a Personal Finance curriculum that would be presentable to Sask Learning. When we looked into what was not covered in teh Evergreen curriculum we found many missing elements that would help students achieve some financial security.
A lot of what was missing is basic, but we found that many parents choose not to discuss financial matters with their children and many think that it is inappropriate to discuss finances in school as well. If that is part of the reason there is no Personal Finance element in the Evergreen I do not know, but what I do know is that students are leaving home for jobs or post-secondary education and they have no idea how to handle money.
Because there is no curriculum I cannot link it to anything. However I feel it is a very important, yet missing, element to a young persons life and that is why I have included it here.
One of my assignments last year was to be part of a team that developed a Personal Finance curriculum that would be presentable to Sask Learning. When we looked into what was not covered in teh Evergreen curriculum we found many missing elements that would help students achieve some financial security.
A lot of what was missing is basic, but we found that many parents choose not to discuss financial matters with their children and many think that it is inappropriate to discuss finances in school as well. If that is part of the reason there is no Personal Finance element in the Evergreen I do not know, but what I do know is that students are leaving home for jobs or post-secondary education and they have no idea how to handle money.
- There is no place to help students learn about handling money.
- There is no place to help students learn about saving or investing money.
- There is no place to help students learn about budgeting for a week, bi-weekly or month.
- There is no place to help students learn about service charges and bank fees.
- There is no place to help students learn about renting a house vs buying a house.
- There is no place to help students learn about leasing a vehicle vs buying a vehicle.
- There is no place to help students learn about interest rates; And
- There is no place to help students learn about credit cards.
The link to the video The Secrect History of the Credit Card is a fantastic video that shows the dangers of misusing a credit card. It contains plenty of relevant and interesting facts and will, hopefully, help make the students aware of what could happen.
---------------------------------Because there is no curriculum I cannot link it to anything. However I feel it is a very important, yet missing, element to a young persons life and that is why I have included it here.
No comments:
Post a Comment